Detego Advisors

At Detego Advisors, our clients are at the center of everything we do. We demonstrate this daily through delivering on our core values of Respect, Creativity, Expertise, Partnership, and Always Doing What Is Right.

The Detego Advisors team assists Employers, Organizations, and Employees, by listening first and then developing innovative approaches to providing insurance and risk management. We have proprietary products in the health insurance space.  Discover a better health plan with Degeto Advisors.

Executive Staff

Richard Haldeman
Founder & CEO | Detego Advisors

Richard is the Founder of Detego Advisors.  This venture was created in response to the continued escalating cost and complexity facing businesses wanting to provide insurance to their employees.  It was also a personal need, as the founder of Lux Mentis, Inc, a strategic investment vehicle that owns several businesses, Richard wanted to provide the best healthcare access to his employees. 

Our Services

We provide Medical, Dental, Disability, Life, Vision, Wellness, plan designs to our clients.  We have developed proprietary platforms and expertise that allow business provide health benefits at a price only available to large companies. 

Our firm has access to national plans like Aetna, Multiplan with a growing nationwide PPO network of over 800,000 health care professionals and more than 6,000 facilities, Aetna can offer you and/or your employees a variety of quality choices to help you stay well.  A range of prescription drug plans that deliver comprehensive pharmacy coverage will also be available for you to select.

How do we do it?  We have exclusive access to risk management platforms that allow for all the benefits of being self-insured without the risk and cost.  Level funding used to be a concept only available to large employers. Not anymore. Experience the advantages of level-funding through our platforms without taking on added risk!

Features You Can Access With Our Plans:

Customizable Plan Designs

Customizable Plan Designs making it easy for you to find the right fit for your practice.

Receive Money Back

Receive Money Back in years when claims are lower than expected

Experienced Team Members

An Experienced Team is always ready to provide expertise before, during & after you've chosen your plan


One Predictable Monthly Payment

Payments of claims, customer service and reporting is all done for you, leaving you to focus on your business

Plan Administration & Account Management

Payments of claims, customer service and reporting is all done for you, leaving you to focus on your business

Quality Benefits

All employer-established benefit plans are minimum essential coverage Preventative Services are paid 100% when received from in-network providers.
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